We have all heard of extended friends, family or coworkers that have taken vacations with the change they collect in a jar. In fact, most people are moving away from paying in cash all together, so we probably haven’t had change jingling around in quite a while. Possibly the only time was when we had to request a new bank card and was forced to use cash for a week or two. I know it can seem daunting to walk around with cash these days. If you are robbed, it’s much easier to make one call to the bank or credit union and alert them then wait for a new card versus losing all the money you were carrying in one swoop. But why not start small? Keep a smaller amount on you in an effort to start accumulate change. Believe it or not, you will be surprised at how much change you end up with at the end of the week, or end of the month. This habit will also help you save more of your money. If you physically have to remember, and count out either exact change you will know exactly how much you have spent. You won’t have to play the, “Am I going to overdraft?” game and either run home or feverishly check your account online through your phone.
It’s worth a shot, right?
Instead of scrolling through various social media sites looking for a savings solution or starting a savings plan in January only to give up by the end of February, start small and build on your savings goals. You will be very surprised at the results by even Memorial Day or your Summer Vacation, and create a new positive habit for yourself!