The year is winding down fast, and for a lot of us that means last minute shopping! It’s incredibly stressful wandering around the store thinking about which item to get a friend or loved one – or all the wonderful people in your life that are doing all the behind the scenes work. I’m talking about those special people involved with your child(or children’s life) or if you don’t have kids, all those special extra people in your life. Favorite bus driver? Instructor? Neighbor? Church member? The gift you choose doesn’t have to be expensive either. Let’s face it, most budgets are barely covering Christmas presents this year. What are some great alternatives to charging up yet another credit card so we won’t offend someone?