We have all seen or known people who are able to put money away for that rainy day. They rarely buy anything new, have an old car, don’t really go out, and utilize coupons or savings clubs in an effort to save money. In our modern times, it is more important than ever to watch when AND how you spend your money. Rent and mortgages are getting more expensive, child care is through the roof – every necessity is becoming more and more expensive; so how can we actually save money? Can any of us actually get ahead?