Last Minute Shopping?

christmas-gift-sitting-table-21791418 copy

The year is winding down fast, and for a lot of us that means last minute shopping!  It’s incredibly stressful wandering around the store thinking about which item to get a friend or loved one – or all the wonderful people in your life that are doing all the behind the scenes work.  I’m talking about those special people involved with your child(or children’s life) or if you don’t have kids, all those special extra people in your life.  Favorite bus driver?  Instructor?  Neighbor? Church member?  The gift you choose doesn’t have to be expensive either.  Let’s face it, most budgets are barely covering Christmas presents this year.  What are some great alternatives to charging up yet another credit card so we won’t offend someone?

Continue reading “Last Minute Shopping?”

Advertisements

Money Monday – Maximize the Back-to-School Savings

Happy Shoppers

It’s that time of year again when most fret they haven’t finished their summer reading lists, and start demanding a new Fall wardrobe even though they may not need one.  The Back-to-School mantras and sales aren’t only for students and parents anymore – it really is for everyone.  Have you been putting off buying new items because things seem to be more expensive through the summer?  It’s not your imagination, it’s a reality.  A lot of companies do not offer a reasonable discount on most products after all the Mother’s Day promotions back in May.  Father’s Day and graduations do not really offer a financial break either.  So, when can we really maximize our need for new items without going broke?  The Back-to-School time frame.  I’m not sure not everyone needs new pens, pencils, or loose leaf paper, but home goods, electronics, and even car dealerships are willing to give you a better deal this time of year.  They want to unload all the older items before they get plenty of new stock in time for holiday shoppers.  It doesn’t matter which store is your favorite either.  They all will start putting the back stock out on the floor just to get it sold.  That’s why it’s hard to maneuver in the store until you realize the extra product on the floor.

Continue reading “Money Monday – Maximize the Back-to-School Savings”

Money Monday – Suze Orman: To Really Save Money Do This

This week Money Monday is dedicated to a short (well, a little over 4 minutes long) video from Suze Orman.  If you are not familiar with her, I suggest you check her out.  She gives fantastic financial advice that covers a very wide range of topics that apply to your life at some point in your journey.

Who do you know would benefit from hearing this video?  It’s definitely worth a share or two!

Money Monday – Snow! Or Snow?

Pre-Snow

 

With the east coast about to suffer through our first major storm of the current winter season, I wanted to say I hope you are staying safe with loved ones.  Do what you need to do to stock up for a few days.  It always feels like you never know what to get excess of but whatever you consider to be the basics, stock up on that.  My good rule of thumb is gas for the car, paper goods, canned goods, frozen meat, dried pasta, and veggies.  That type of food can go a long way in various mixtures to create yummy cost effective meals that will last for a few days.  Of course, movies, or these days start adding quite a few things to your Netflix queue.  And for some of you, definitely alcohol.

Remember to stay warm, and check on elderly neighbors if you have any.  If you have neighbors close by, you can always do a potluck dinner.  That’s always a fun way to socialize and save on expenses when it comes to making a hearty meal.

Stay safe out there!

Basics & Boots

What are you stocking up on this Fall ?

Instead of flooding your feed with Do’s & Don’t’s that may or may not work for the next 6 months, I invite you not hold on so tightly to trends.  If you want to try it, do it.

  • I wear white all year round.
  • I wear bright colors all year round because I love it.
  • I hate brown clothes.
  • Button up shirts are my enemy.
  • I hate how hard it is to find a well fitted turtleneck sweater.

Stores that I often shop in:

  • Burlington Coat Factory:  I put them first because you really can find many complete outfits at great prices here.  I love this store and have to have such restraint on going.  Whether you are plus sized or straight size, they have great stuff that is on trend and affordable.
  • Target:  Target is very hit or miss.  Lately it has been a miss but for you plus sized ladies out there, hit their maternity section on a sale.  You can get nice stuff that is usually a longer length and tends to fit better.  Their maxi dresses are my favorite because they are long enough.
  • Walmart:  Believe it or not, some of their plus stuff fits well and is priced well.
  • Forever21:  This store is great for more unique items to spice your every day up, plus their jewelry is insanely cheap.
  • Nordstrom:  They actually have a great plus size section that is made with better material and a better quality than other stores.  If you are going to pay a lot for something, you may as well get the best quality you can.

Stores that I am beginning to love:

  • H&M: If the price is right, I will start buying more from them.
  • ASOS:  They have such cute stuff!  I was recently turned on to them too.  This is why it’s so important to share what you know.  There are so many hidden gems out there.

Stores that I can’t stand anymore:

  • Lane Bryant:  Their clothes are way over priced, the material is cheap and the fit is horrible on a plus sized figure.  Their models are usually a size 10-12 at the most and they pin the clothes back on the girls so it looks fitted.  Don’t waste your time and money.
  • Ashley Stewart:  Same goes for them.  I don’t understand why they are raising their prices.  Have you seen or felt their material? Yuck!

Break out of the norm, hit up a thrift store – be unique and be happy.