Money Mondays – The Blackest of Fridays

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I know for a lot of families, they plan ahead of shopping routes, stores sales, whose car can hold the most stuff, and which big ticket item they are buying this year months before Black Friday is even a thought in most of our minds.  I’m not even kidding when I say they map routes.  I have known people throughout the years that would literally map out their routes and hand out copies to family members to score the best deal on that majestic Friday.  I think military strategists could take a lesson or five from them.  I know for some families, they have the tradition of getting up early and going shopping on Friday, or just enjoy the thrill of the hunt; not so much the long lines, possible fighting, and waking up hungover from booze and turkey filled stomachs.  Is there really any advantage of all the effort shopping and planning?  I think years ago it was beneficial to shop that day to save money, but with the way things are now, most companies offer better sales all through the year, especially after big marker holidays.

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Money Mondays – Why Small Business Matters

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Part of the conversations I have had lately all revolve around how someone I know has lost their job, or they know someone who was laid off or fired from a job they thought was their golden ticket to retirement age.  The sad reality is most employers do not care about their employees, they only care about their wallets.  This includes not wanting to pay Uncle Sam (taxes) or pay their employees what they are worth.  This goes for both big corporations, and the small business that sells the stuff you love but complain is too expensive.  So what gives?  Should we revolt?  Should we march on Washington?  Actually in some cases we definitely should, but in this instance, it is important to remember why small businesses matter.  They matter not only to your paycheck, but to your communities around the US, and globe.

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